Tag: finance

Zero Down Mortgages: A Saving Grace for Financially-Challenged Home Buyers

Zero down payments are a godsend: as the name suggests, they do not require money down at closing. While mortgages without down payments seem like an attractive prospect for aspiring home buyers, some banks do not offer the mortgage to consumers. Lending companies like homeloanswithbadcredit.org believe that factors like a

Reduce Power Bills with these Energy-Efficient Changes at Home

Over the past twenty years, New Zealand has been paying one of the most expensive electricity rates in the world. As a necessary household utility, electricity is something that all homes have to include in their monthly budget. But as the years pass, electricity dues continue to rise. Homes now invest in energy-saving renovations.